Can I reduce my damage liability for a rental car in Australia?

 

All vehicles rented come with a standard cover that limits the loss or damage liability payable by you in the event of loss or damage to the car to between A$2,750-A$3,859, depending on the vehicle class. You can reduce or waive your damage liability for an extra daily fee.

Renters may obtain rental car insurance from a variety of other providers, however in the event of an accident or damage to the vehicle, they will still need to pay up to the value of their elected damage liability, and recover the costs from their insurance company. Other insurance policies can vary heavily, and for peace of mind we encourage customers to purchase Damage Waiver with their rental vehicle.

Collision Damage Waiver (CDW) and Super Collision Damage Waiver (SUCDW)

Damage Waiver is offered at the time of rental for an additional daily charge. If the renter accepts our Damage Waiver, Enterprise waives or reduces the renter's responsibility for loss of, or damage to, the rental vehicle (including but not limited to towing, storage, loss of use, administrative fees and/or diminishment of value) subject to the terms and conditions of the rental agreement and applicable laws. Collision Damage Waiver reduces a renter’s liability to between A$660-$990, depending on the vehicle, while Super Collision Damage Waiver reduces a renter’s liability to $0 (except for certain vehicle classes).

What Does Damage Waiver Cost?

The cost of Damage Waiver varies by vehicle type, the age of the driver and level of cover chosen. The daily cost is between A$25 and A$46 per day.

Windscreen, Headlights and Tyre Coverage (WHT)

Windscreen, Headlights and Tyre coverage is available if you choose not to purchase Damage Waiver for an additional daily charge of $10-15 per day, depending on the vehicle class. WHT covers any damage to the windscreen, headlights and tyres of the vehicle, and reduces the liability for any such damage to $0.

Compulsory Third Party Insurance (CTP)

In Australia as long as the rental vehicle is registered; the Green Slip (CTP - Compulsory Third Party Insurance) covers all injuries including death caused to other road users such as drivers, passengers of other vehicles, pedestrians, cyclists, motor cyclists and pillion passengers if you are at fault in a motor vehicle accident. CTP does not cover damage to property or other vehicles. The CTP provides unlimited indemnity to the insured party and ensures those who are injured have access to funds for services including all reasonable medical costs, treatment and rehabilitation. There is no fixed coverage limit per policy.